Free tool
What does my shared car actually make?
One car, one month: what reaches you from trips, what the car costs to keep, and what is left once it has lost a month of value. The defaults are sourced; replace any of them with your own.
Add a daily price and the days booked to see the month: earnings, costs, profit after depreciation, and where it breaks even.
Track it automatically
Money Actually reads the payouts, the loan and the bills from your accounts and puts them against each car, so this month’s figure is your real one rather than an estimate.
Start freeHow it’s worked out
- Trip revenue is the daily price times the days booked. Your share of it reaches you; the rest is the platform’s. Delivery fees, extras, discounts and reimbursements are left out.
- Costs are a month of loan interest (balance × APR ÷ 12), insurance, upkeep (miles × the per-mile figure) and anything else you add. Loan principal isn’t a cost: paying it turns debt into equity in the car.
- Cash left is what the month leaves in your account. Profit after depreciation also takes off a twelfth of the yearly value lost, because a car that pays for itself while losing more in value has not made money.
- Break-even is the booked days, or the daily price, at which profit after depreciation reaches zero, with everything else held as typed.
- Taxes are not included. Damage, deductibles and empty weeks are not modelled either.
Where the defaults come from
- Your share: Turo’s US host earnings plans pay hosts 70%, 80% or 90% of the trip price in most markets, depending on the plan; some cities vary it with booking lead time. Turo, Host earnings plans.
- Miles, upkeep, insurance and value lost: averages for a new car driven for personal use, over five years and 75,000 miles. A shared car usually drives more, and its insurance is your own policy, so treat these as starting points. AAA, Your Driving Costs 2026.
Sources checked September 30, 2026.
No account, and nothing saved: your figures travel only in this page’s link. This is arithmetic on your figures, not financial or tax advice: it doesn’t tell you whether to list the car, what to charge, or which plan to pick.